For insurance to properly reduce your risk, you need an accurate appraisal of all covered assets. Without it, you’re increasing your chances of overspending for excess coverage or leaving critical assets without enough protection. At HCA, we specialize in creating accurate insurance appraisals to optimize your coverage, minimize risk and save money. Our team understands both your businesses insurance objectives and today’s underwriting requirements; including the importance of proof-of-loss documentation, custom COPE data, and TIV substantiation. Additionally, HCA has been a PRIMA Corporate member since 2004 and has assisted many of its members with enhancing the accuracy of their property valuations.
Detailed real property inspections and appraisals
Personal property valuations (summary estimates or detailed proof-of-loss)
Complex utility property valuations
Customized underwriting objectives (primary and secondary characteristics)
Reproduction or replacement cost analysis options (including historic properties)
Annual valuation updating service
Report sorting for underwriting (buildings, contents, EDP and site improvements)