valuation methodology

How Valuation Methodology Impacts Outcomes

Just as apples are not oranges, there are often significant differences in appraisal services designed for large property programs and/or insurers. Frequently (and mistakenly!) viewed more as a homogeneous commodity than a customized service,…
why we appraise

Why We Appraise

HCA specializes in onsite property inspection and insurance appraisal services for a wide range of large property portfolio customers. The specific drivers for each client can vary, but there are common and interrelated themes in each engagement. Why…
property appraisals

Property Appraisals in Today’s Climate

In today’s climate, there are plenty of issues that can affect property values in dramatic ways. While we can’t predict with any level of certainty what will happen next, we can prepare based on what we’re seeing today. One thing we DO…
insurance coverage challenges

Insurance Coverage Challenges for Water and Wastewater Utilities

“Property insurance coverage for water and wastewater utilities can present many challenges – for insurer and insured, alike. Accurate coverage begins with proper recording and valuation of the underlying exposures; however, property typically…
threshold for property to be appraised

Selecting an Appropriate Threshold for Property to be Appraised

When implementing a property appraisal program, you likely feel like you have a lot on your plate. We’re here to ensure you stay on track. One of the most critical decisions you’ll face is selecting an appropriate threshold for property…
insurance appraisals

Reduce Your Risk Through Accurate and Impartial Insurance Appraisals

For property insurance to properly mitigate risk, regularly scheduled, onsite insurance appraisals need to become part of your plan. At HCA, we specialize in creating accurate insurance appraisals which are customized to optimize coverage and…
Challenges of Property Appraisals

Challenges of Property Appraisals in the Water and Wastewater Industry

Accurate coverage begins with proper recording and data. However, in the water and wastewater industry, there can be a few challenges with property appraisals.  You can find a full breakdown of this information in our recent contribution…
working on appraisal program

Your Insurance Appraisal Program Checklist

As a pool administrator or manager, it’s likely that you’ve run into efficiency and organizational issues when it comes to your insurance appraisal program. We’ve created a checklist to help you properly prepare. When you engage HCA, we…
Risk Pools

Appraisal Issues to Consider

A risk pool administrator’s dream: quality property data and accurate valuations.  You have a lot on your shoulders and need confidence in accurate data and values as you prepare for renewals. But with so much information out there and…