Do the Skyrocketing Construction Costs Have you Down?

The headlines arrive almost weekly - construction and related costs simply have not let up their historic, relentless march upward. Do the skyrocketing construction costs have you down?  Why Construction Prices are Rising  There are numerous…
What Factors in Today’s Environment are Impacting Property Appraisals?

What Factors in Today’s Environment are Impacting Property Appraisals?

We’re living in an unpredictable environment - from economic disruptions to a hard property market to the impacts of COVID-19, there have been many factors in the last few years that have had an impact on property values and the need for accurate…
Appraisal Valuation Frequency and Focus

Appraisal Valuation Frequency and Focus

Did you know that the industry best practice for onsite appraisals is anywhere from 3-7 years? Given the recent wild swings in construction material and labor costs, ignoring a regular review of your property schedules could prove to be a costly…
property classifications

Property Classifications for Asset Management

When it comes to accurately scheduling your property values for insurance, it’s important to classify items correctly. What you may picture as a building or structure may not line up with your policy language. Additionally, some may not be…
valuation methodology

How Valuation Methodology Impacts Outcomes

Just as apples are not oranges, there are often significant differences in appraisal services designed for large property programs and/or insurers. Frequently (and mistakenly!) viewed more as a homogeneous commodity than a customized service,…
why we appraise

Why We Appraise

HCA specializes in onsite property inspection and insurance appraisal services for a wide range of large property portfolio customers. The specific drivers for each client can vary, but there are common and interrelated themes in each engagement. Why…
property appraisals

Property Appraisals in Today’s Climate

In today’s climate, there are plenty of issues that can affect property values in dramatic ways. While we can’t predict with any level of certainty what will happen next, we can prepare based on what we’re seeing today. One thing we DO…
insurance coverage challenges

Insurance Coverage Challenges for Water and Wastewater Utilities

“Property insurance coverage for water and wastewater utilities can present many challenges – for insurer and insured, alike. Accurate coverage begins with proper recording and valuation of the underlying exposures; however, property typically…
threshold for property to be appraised

Selecting an Appropriate Threshold for Property to be Appraised

When implementing a property appraisal program, you likely feel like you have a lot on your plate. We’re here to ensure you stay on track. One of the most critical decisions you’ll face is selecting an appropriate threshold for property…
insurance appraisals

Reduce Your Risk Through Accurate and Impartial Insurance Appraisals

For property insurance to properly mitigate risk, regularly scheduled, onsite insurance appraisals need to become part of your plan. At HCA, we specialize in creating accurate insurance appraisals which are customized to optimize coverage and…
Challenges of Property Appraisals

Challenges of Property Appraisals in the Water and Wastewater Industry

Accurate coverage begins with proper recording and data. However, in the water and wastewater industry, there can be a few challenges with property appraisals.  You can find a full breakdown of this information in our recent contribution…
working on appraisal program

Your Insurance Appraisal Program Checklist

As a pool administrator or manager, it’s likely that you’ve run into efficiency and organizational issues when it comes to your insurance appraisal program. We’ve created a checklist to help you properly prepare. When you engage HCA, we…